Personal Credit Cards

First State Bank offers a range of credit card options for every need. Whether you just got your first job or need the convenience and purchasing power of a credit card, our credit cards come with personal, local help when you need it. With our in-house credit card department, First State Bank can find the card for you. 

Rates vary depending on the card that suits your needs, we have secured and unsecured cards, with and without an annual fee. You can choose Visa® or Mastercard®. Just let us know your specific situation and we’ll find the card for you. 


Online Account Access to view recent transactions, monthly statements, categorize your expenses, make payments and setup AutoPay.

To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard

 

Card Types


  • Your choice of Visa® or MasterCard®. Both accepted worldwide. (Foreign Exchange Fees will apply)
  • Friendly in-house knowledgeable Customer Service.
  • Low Competitive Fixed APR.
  • No Annual Fee, No Overlimit Fee.
  • Cash Advance Amount up to your Credit Limit
  • No Fee for In Branch Cash Advance Transactions. (Cash Advance APR Applies)
  • Pay on your account by mail, in a Branch, or anytime online.
  • Take a piece of Socorro everywhere you go with local card images


Click Here to Download and Complete Application

  • Your choice of Visa® or MasterCard®. Both accepted worldwide.
  • Friendly in-house knowledgeable Customer Service.
  • Lower APR for those who carry a balance.
  • No Overlimit Fee.
  • Cash Advance Amount up to your Credit Limit.
  • No Fee for In Branch Cash Advance Transactions (Cash Advance APR applies)
  • Pay on your account by mail, in a Branch, or anytime online.
  • Take a piece of Socorro everywhere you go with local card images.


Click here to Download and Complete Application

  • Your choice of Visa® or MasterCard®. Both accepted worldwide. (Foreign Exchange Fees will apply)
  • Friendly in-house knowledgeable Customer Service.
  • Reports to Credit Bureau for those looking to establish or re-establish credit history.
  • Competitive Fixed APR.
  • No Overlimit Fee
  • Cash Advance amount up to your Credit Limit.
  • No Fee for In Branch Cash Advance Transactions (Cash Advance APR applies)
  • Pay on your account by mail, in a Branch, or anytime online.
  • Take a piece of Socorro everywhere you go with local card images.


Click here to Download and Complete Application.

Download the printable version of our Credit Card Application, fill it out and mail it to:
First State Bank
P. O. Box Z

Socorro, NM  87801-0479

You can also drop it by one of our Branch Locations. Please Click Here to find a location nearest you.