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Merchant Card Processing

First State Bank offers a complete line of credit card services to meet your business needs.

Your business can have a credit card for those quick supply trips or marketing dinners. It helps you keep track of your expenses and allows for flexibility unlike cash.

  • It takes a minimum of one week after the application is approved to set up a new merchant account.
  • $50.00 Set up fee (one time set up fee)
  • $15.00 Equipment Rental (Terminal) (monthly fee)
  • $10.00 Equipment Rental (Printer) (monthly fee)
  • $25.00 Slim CD Equipment Rental (monthly fee)
  • $50.00 Programming fee. if you own your own equipment (for each programming per each terminal)
  • $40.00 to purchase imprinter. Imprinter important for charge back reasons.
  • Discount Fee ______% of sales on Visa and MC. $15.00 Minimum monthly charge. We need 3 months of previous processor statements, to determine this fee. FSB will reevaluate this fee after three months with our bank.
  • $15.00 charge back fee (set by VISA and MasterCard)
  • Free supplies (PAPER AND RIBBON) if equipment is rented from First State Bank.
  • 24 Hour toll free help line
  • NO long term contract - MONTH TO MONTH
  • Same day equipment replacement if needed (If equipment is rented from First State Bank)
  • Fast ACH Funding (2) business days after terminals are balanced and settled direct deposit to FSB checking account
  • NO Statement Fees, Transaction Fees or Per Item Fees
  • Onsite first-time equipment training, installation assistance, and ongoing personalized support, handled by local professionals who are just a phone call away.

Support Phone Numbers

Credit Card information After Hours 1-800-423-7503
Merchant  Help Desk 1-800-252-2506
Merchant Authorization # 1-800-237-2763

Merchant Services Application PDF Icon (PDF - 36 Kb)

 
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