First State Bank offers a variety of personal checking accounts designed to meet your personal financial needs. All have affordable opening deposits and all have either no or minimal service fees. If you are looking for a return on your deposits as well as convenience and great service, First State Bank offers an account to meet your need. All accounts include ATM usage and an optional Visa Freedom Checking Card, for those who want more than just another ATM card. All accounts receive a monthly statement with images of deposit and checks.
Come see a Personal Banking Specialist to open your account today or call us at 575.835.1550 or toll-free at 888.835.7142.
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Personal |
With Interest5 |
Companion
Checking |
Premier
Checking |
55 Companion
Checking3 |
No Check
Checking7 |
Opening
Balance |
$501 |
$1001 |
$251 |
None |
$251 |
None |
Minimum
Balance4 |
$2000 |
$20006 |
$500 |
$500 |
None |
$500 |
Monthly
Fee4 |
$10.00* |
$12.00* |
$4.00* |
$4.00 |
None |
$4.00* |
Interest
Rate6 |
N/A |
Call for Rates |
N/A |
N/A |
N/A |
N/A |
Per Check Fees |
None |
None4 |
30¢* over 10 |
30¢* over 10 |
None |
30¢*/Check |
Per
Debit Fees |
None |
None4 |
None |
None |
None |
None |
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ATM Fees1 |
None |
None |
None |
None |
None |
None |
- No minimum is required if Direct Deposit is setup when the account is opened.
- ATM fees refers only to the use of the conveniently located First State Bank ATMs.
- Special Account for individuals over 55.
- Fee may apply if minimum balance is not met.
- We may change the interest rate on your account at any time.
- To obtain the annual percentage yield disclosed, you must maintain a minimum balance of $500.00 in the account each day.
- Must activate Online Banking and E-Statements
- *fees are subject to the current
gross receipt tax. Please note: this rate will be
adjusted as the current gross receipts tax rate is
adjusted.
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