Personal Checking Accounts

FSB offers a variety of personal checking accounts sure to meet your individual financial needs.

All accounts include:

  • Unlimited Teller Access
  • Unlimited FSB ATM Usage
  • Unlimited Visa Debit Card Transactions
  • Unlimited Text and EMail Alerts1
  • Unlimited Direct Deposit
  • Unlimited Notary Service
  • Access to Online and Mobile Banking
  • Access to eStatements
  • Access to Online Billpay2

  • No service fee with $500 minimum monthly balance. If balance falls below $500 a $9.00* monthly service fee applies.
  • Includes up to 10 written checks per month, $.30/check* thereafter.
  • $100 Minimum opening deposit, waived if Direct Deposit is setup within 30 days of account opening.
  • Primary Account Holder must be at least 60 years of age
  • $100 Opening deposit, waived if Direct Deposit is setup within 30 days of account opening.
  • $2,000 minimum monthly balance
  • Minimum monthly balance must be maintained in order to earn interest
  • If balance falls below $2,000 a service fee of $12.00* plus $0.30/debit* applies.
  • Call for Rates
  • $100 Opening deposit, waived if Direct Deposit is setup within 30 days of account opening

*Subject to the current gross receipts tax.


  1. Your wireless carrier may assess you fees for data or text messaging services. Please consult your wireless plan or provider for details.
  2. Additional fees may apply.