Personal Savings Accounts

At first state bank

Let us help you plan your future. Whether you’re saving for a new house, an adventurous vacation, your children’s college fund, or your retirement, First State Bank can help. We offer a variety of secure investment options to help you build a better future. Save for your child's future with an education IRA, or make your holidays extra special with a Christmas Club account. If you want a safe investment without the uncertainty of the market, open a Certificate of Deposit.

Traditional Savings

Whether you are saving for the holidays or a rainy day, FSB can help you meet your goals with a Personal Savings account or a variety of Club Accounts.

Personal Savings

  • No Service Fee with minimum daily balance of $300. If balance falls below $300 a Quarterly service fee of $9.00* applies.
  • 6 Free Withdrawals per Quarter
  • Quarterly fee waived for our customers under the age of 18
  • $100 Minimum Opening deposit, waived if auto transfer is setup from your checking account

Diamond Savings

  • Primary Account Holder must be at least 60 years of age
  • 6 Free Withdrawals per Quarter
  • $100 Minimum Opening deposit, waived if auto transfer is setup from your checking account

Club Accounts

CHRISTMAS/INSURANCE/BACK TO SCHOOL/TAX/VACATION

  • No Minimum Balance
  • No Service Fee
  • Automatic Transfer into FSB Checking Account upon maturity
  • Minimum Opening Deposit: $1.00
  • Maturity Dates Vary per type

*All Fees subject to the current Gross Receipts Tax.